Can a life insurance company cancel a policy within the first two years of inception if suicide is suspected?

Can a life insurance company cancel a policy within the first two years of inception if suicide is suspected?

My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and had admitted to thoughts of suicide. Within 2 months of her stay and diagnosis, her term life insurance policy was canceled by the insurance company for reasons of risk. Can they legally do this? I read the policy, but am unclear whether they have the right to do this. Thanks.

 

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So I was driving along the turnpike here in Oklahoma the other day when I noticed a vibration I was pushing 70mph at the most in my 1998 ford ranger when i noticed this. my truck was valued by the claims adjuster at $5800 As the vibration continued I pulled over and slowed down right then I noticed and felt my tire tread from the rear drivers side fly out and do some damage to the bed the tire still had air in it but when i got out to look my tread had flown completely off along with some other truck pieces. The adjuster said more then likely the belt slipped or snapped or something along those lines the damage total was $2,695.00 less my $500.0 deductible the insurance will pay the remaining balance. it would have totaled out had the repair cost more the 50% of the value of the truck. Now my question will be tricky to answer because everyone has a different driving record I haven't filed a claim sense 2004 I hit a car ! guilty I have had speeding tickets but not sense 2007 I had one guy try and file a claim against me in 2008 he said i backed into him but he didn't carry insurance and had no proof and the claim was never paid out so I'm pretty sure my rates will go up come time for renewal I'm just trying to see by how much? can i call progressive would they tell me? do they even know???? I know that a lot of this depends on your claims trend. this is really the only claim I've filed in yrs and the 2nd one in 4 yrs with this company. that first claim never payed out either.. I'm a 26 yr old male if that helps any..... thanks everyone who contributes

 

 

Can I take a life insurance policy on my 80 year old father who is excellant help without him knowong?

Can I take a life insurance policy on my 80 year old father who is excellant help without him knowong?

 

 

No insurance ticket in calfornia?

i have car insurance with triple a for my truck... but i was cited for no insurance while driving my scooter. if i can prove i just bought the scooter will that release my ticket.... dont insurance poolicies state u have 10 days to report a new vehicle ??? any way to get out of this ticket

 

 

If I had this non fault accident would my car insurance still gone up?

Okay a week ago I was about to have an accident I passed a railroad track when no train was comming and the bars were up as well so I passed the railroad and I made a turn so this had a stop sign at a corner and didn't make a complete stop so I was passing since I didn't have a stop sign or yield sign and this guy just stepped on the gas and went into the wrong way and then he tried to jump into the way that I was going and I was about to hit him because there wasn't enough space for him to change lanes safely. And so I remember that the day that my dad went to get insurance for his car they told him that they had a record of the accident that he had back in 1991 which wasn't his fault.

 

 

Can we get car insurance for some days????????....?

i had car insurance and just expired ... now i want to sell the car so i dont need any futher insurance..like 6 months to 1 year . but i need couple of days 5-6 to sell my car...can you help out.........how can i get insurance for sometime......

 

 

I need a Dentist......I have no insurance....what should I do?

I haven't visited a dentist in years, but I really need to have a check-up. I have no insurance, What can I do? Where can I go?

 

 

Can I call an auto adjuster for a quote and then not use them?

Car value (Kelley Blue Book) about $4200-4500 (just bought it a couple of months ago for $5K). Older car, low low mileage. Seriously excellent condition, fancy wheels, no similar cars close to the low mileage anywhere near $5K within a 200 mile radius. Body work $5K est from body shop. Do I bother calling insurance company to send an adjuster out, or should I just fix it myself and save the insurance cost hit because they will total it anyway? If an adjuster gives an estimate am I then bound by their decision, which seems as if it will be to total the car? If they look at it will they raise my insurance even if I fix it myself? I am not sure what to do!

 

 

Ideas for Cheap car insurance?

17 getting a Suzuki swift. Need CHEAP endurance Anyone know?

 

 

How are car insurance companies regulated?

Are car insurance companies regulated by any state or federal offices?

 

 

Where can i get 24 hour car insurance cover?

Next weekend we have to take our baby to London for injections and my partner only has a van..(ive been in the back today -wasnt nice) so he'll be borrowing my mums car so we can get there.. Where can i get a day cover for him? He's 19

 

 

My 31 year old son is moving back in for a while can I put him on my car insurance so he's covered driving ?

I have state farm insurance I just want him to be covered if he's driving one of my cars in case he has a wreck

 

 

How affordable health insurance be a nigh that is guaranteed by the Government for all citizens?

Resident now Citizens? Unregistered or illegal residents? thanks!!!!

 

 

First time car buyer, whats the best kind of insurance?

Im 23 years old and im buying my 1st car from somebody. What would be the best kind of car insurance to get and how much a month would i be paying because i heard the younger you are the higher your insurance will be. By the way i live in virginia

 

 

I need help finding a dentist or really cheap insurance?

I dont have very much income what I make goes out for bills automatically and I really need to go to the dentist. Can anyone tell me of a cheap insurance that I could get that wont take 6 months to kick in.

 

 

How long does it take to get auto insurance?

if i apply now how long will i be able to get the insurance? im a new driver and i need insurance 4 myself. i need to drive a car with insurance before may

 

 

Why is homeowners insurance so high?

Been paying on my house for over 20 years.Never missed a payment.Always pay my taxes on time.Always carry insurance.Raised 3 children on my own.Always worked.Didnt collect food stamps or state insurance.Payed back anything I borrowed.Could not afford higher education.Was paying to raise my children.Husband left when kids were young.Owes me over 70000 in child support.Never covered one cent of their medical bills.Their all in late 20s and early 30s now.I guess all that doesn't really matter except for the fact that because I was too proud to suck off the taxpayers I worked.I made my bed and I slept in it. .But now im being penalized again.Insurance rates based on many things like your education.So,because I am stupidier than the average driver I will probably get in more accidents.How but this?Im over 50.No accidents No tickets.Always drive older vechicles so its not possible to speed even if I wanted to.I always thought my car insurance would go down after 50.In a few years they'll be jacking it higher because im too old.When does it stop?Okay.So back to the house insurance.If they refuse me house insurance Ill lose my house.All the money in interest and principal ive payed over the years will be in vane.The banks and mortgage companies will keep all the money ive worked for and take the house too.Homeless .Wont beable to work wont beable to pay taxes.will probably freeze to death and die..All because the sharks that call themselves insurance executives need to take another vacation.I wonder if they have mothers.If you have someone living in your house who has gotten a ticket or so on,your rates go upAnother way they our breaking up the American family.Is it true our politicans have sold us out to other countries.China for one.They are buying up our food sources.They probaly don't want us to beable to grow our own foods or have our own livestock.The crops are genetically engineered so our seeds probably are too.They probably own the insurance companies tooHow do people go to florida for the winter and leave their houses vacant without paying higher rates.I was told insurance companies don't cover vacant homes.Thanks for listening.Bless you

 

 

Will my Insurance go any higher if paid off by Collision ?

I bought my Acura in 2006 and have been in mint condition since then. Recently, the snow plougher scratched my car and didnt leave a note. I called the manger of the snow plougher and filed the police report. He took the responsibility but during the report he said that he will give the name of the driver and vehicle later. After few weeks when I didnt hear I called the manager and he said his company will not cover anything and I can do whatever I can.... I called my insurance company and they are willingly to cover through my insurance - Collision, instead of comprehensive. The repair is $2000 + rental car for 9 days ~$2500. My deductible is $100 for collision and $50 for comprehensive. Do you think if they use Collision my insurance rate will go higher ? [Ofcourse I dont have any choice at this time. my insurance company said they cannot file a lawsuit or anything against the snow plougher company]

 

Can a life insurance company cancel a policy within the first two years of inception if suicide is suspected?

My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and had admitted to thoughts of suicide. Within 2 months of her stay and diagnosis, her term life insurance policy was canceled by the insurance company for reasons of risk. Can they legally do this? I read the policy, but am unclear whether they have the right to do this. Thanks.

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